SIFPrime Brief
AcademyAdmissions openLive online NISM Series V-D trainingStarts Oct 26, Nov 2 or Nov 9 · 10 days · Daily 7:30–8:30 PM IST · ₹2,999View courseOpen window2 SIF NFOs openFirst close · 14 OctReview NFOsMarket34 SIFs liveDaily NAVs trackedExplore fundsResearchNewSeptember SIF performance reportFinal NAVs and rankingsGet reportPartnersBuild your SIF distribution practiceResearch and supportPartner desk
SIFPrime
PerformanceIntelligenceCompareAsk AI
AcademyLive
Book a CallLogin
All News & Insights
Market21 July 2026

SIF comparison: 7 numbers to check before investing ₹10 lakh

Returns alone can hide risk. Compare category, net exposure, drawdown, benchmark alpha, TER, exit load and redemption frequency before shortlisting a SIF.

A SIF comparison that starts and ends with the highest one-month return is built to create FOMO, not a durable portfolio. Specialized Investment Funds can have very different equity exposure, derivative usage and liquidity even when their names all contain 'long-short'.

Start with category and net exposure. An Equity Long-Short fund can remain heavily equity-biased, while a Hybrid Long-Short fund can combine debt, arbitrage and equity inside a lower-risk mandate. A higher return from the equity fund may simply reflect more market exposure rather than better manager skill.

Next compare drawdown and benchmark alpha over the same dates. The relevant question is not only how much a fund made, but how much downside it avoided relative to the benchmark it was designed to beat. A return comparison across mismatched launch dates or categories can be deeply misleading.

Then check the friction: Direct-plan TER, any performance-linked fee, exit load, redemption frequency and settlement timeline. Daily liquidity, twice-weekly interval liquidity and a three-month exit load are different ownership experiences even before performance enters the picture.

Finally, separate evidence from promises. Funds with less than a full quarter of live NAV history belong on a watchlist, not at the top of a performance ranking. Compare at least these seven fields — category, net exposure, drawdown, benchmark alpha, TER, exit load and liquidity — before committing the ₹10 lakh minimum.

Written by

Kiran Dutta

Founder & CIO of SIFPrime. His LinkedIn profile lists a Columbia University master's in Private Equity, Finance & Technology, plus NISM SIF/Common Derivatives and Alternative Investment Fund Manager (XIX-C) certifications.

Primary sources

  • SIFPrime side-by-side SIF comparison tool
  • SEBI SIF framework — 27 February 2025
  • SEBI application and ISID formats — 11 April 2025
  • AMFI SIF investor information centre

Explore SIFPrime

All news & insightsCompare SIFsAll 37 SIF strategies rankedUpcoming NFOs
SIFPrime

India's premier platform for discovering, comparing, and investing in SEBI-regulated Specialized Investment Funds.

Get the SIFPrime app

Download on the App StoreGet it on Google Play
kiran@sifprime.com
+91 90329 99466
India
Follow us on LinkedInFollow us on Instagram (@sifprime)Follow us on X (@SifPrime)

Platform

  • Schedule a Consultation
  • Live SIF Directory
  • Compare Funds
  • Pricing

Resources

  • SIF Distributor Exam Academy
  • NISM V-D Questions & Answers
  • Research & Methodology
  • SIF AUM & Flows
  • Fund Comparisons
  • SIF Intelligence
  • Investor Research
  • Performance Archive
  • Investor Questions
Blog
  • SIF Summit 2026: Market Cycles
  • SIF vs Mutual Fund
  • SIF Liquidity Guide

Solutions

  • Investors
  • Partners
  • Ask AI API
  • Institutions

Company

  • Press & Research Citations
  • About Us
  • Team
  • Careers
  • Help Center
  • Contact
AMFI Registered SIF Distributor

© 2026 SIF Prime. All rights reserved.Share feedback

Privacy PolicyDelete AccountRegulatory FrameworkTerms of ServiceDisclaimer

Disclaimer: Investments in Specialized Investment Funds (SIFs) are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. SIF Prime is a discovery and comparison platform and does not provide investment advice.